Because of the climate of the financial markets there are only a few loans that really make sense to most home buyers. The most popular loans are conventional 15 & 30yr Loans, and FHA Loan with as little as 3.5% down.  Most people are staying clear of the variable and neg am loans at this time. This is a great time to get a loan, we hardly ever see super low interest rates with super low housing prices.

We love the opportunity to earn your business. If you are currently working with another loan officer, ask them to give you a Good Faith Estimate. If you like to know if its a fair loan, then send us a copy, we can review and see if we can make you a better deal on the loan. Shopping your loan around is key to getting the best rate and term.